Policies and Regulations → Section E → EI → Insurance Management
EIC-RA, Student Accident and Football Insurance Program
Purpose
To provide information concerning insurance available to students through Montgomery County Public Schools (MCPS) and to establish procedures for distributing enrollment information and filing a claim for an injury.
Background
The Montgomery County Board of Education approves an insurance carrier to make available a program of optional student accident insurance. In recent years a choice of student accident plans has been made available, i.e., a choice between the regular school time plan or a 24 hour a day plan. Both plans are excess plans which only will pay after all other insurance coverage is exhausted. The maximum limit is $25,000 per accident. Parents/guardians are advised to examine other health insurance coverage they may have in relation to this policy prior to purchase. The option to purchase a separate insurance plan is made available by MCPS specifically to cover interscholastic tackle football players because of the exclusion of this activity from the regular student accident insurance.
